Employees' Compensation
Under Hong Kong's Employees Compensation Ordinance, all employers are liable to compensate their employees should they sustain bodily injury or die in an accident arising out of and in the course of the employees' employment. The no-fault system means that employers are legally responsible even if the accident was caused by the employees carelessness. Employees' Compensation Insurance is therefore not only an legal obligation but also a means to protect yourself against financial risks.